Dalmay Fintech Inc.
DALMAY
Democratizing Real Estate. Unlocking SME Growth.
Canada’s compliance-first platform transforming illiquid assets into simple, tradable securities. Invest from $1. Deliver instant capital to developers and SMEs.
The capital crisis is two-sided
Canada faces a two-sided capital crisis. Retail investors (especially Millennials and Gen Z) are locked out of real estate due to high entry barriers and illiquidity. Small-to-medium developers struggle with pre-construction financing, leading to stalled projects. SMEs cannot unlock their commercial real estate for growth capital.
$7.98B
Annual cost to GTA (illustrative)
9+
Condo cancellations, Toronto stress
1996
Lowest quarterly construction starts
Three pillars
Democratizing Real Estate
Properties securitized into 100,000 fractions. Invest from $1 with secondary market liquidity.
Financing New Housing
Pre-sell fractions to provide developers instant seed capital.
SME Asset-Backed Lending
Secondary lien on commercial property turned into fixed-income products for retail investors.